Anytime after this - up to 2 working days. Ready to start? Increasing your overdraft? Now let's check if you're eligible. If you've already checked, you're good to move on below. Check my eligibility. What would you like to do today? Increase my limit. Reduce my limit. Remove my limit.
What kind of current account do you have with us? Current account. Student account. Graduate account. Do you have Online Banking? To apply online, you must:. Important Information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents. Are you ready to continue? Looks like you're all set and ready to go.
Increase your overdraft. To change your Arranged Overdraft limit online you need to be registered for Online Banking. Register here. Before you continue Once your interest free period comes to an end, interest will go back to being charged on the full overdrawn balance at your contractual rate.
We will remind you of the exact date that the period will end, as well as the contractual interest rate which will apply to your arranged overdraft. You can use our overdraft cost calculator to check what your interest rate will be and what an overdraft would cost you based on your circumstances when the temporary measures end.
We understand that the current coronavirus situation has financially impacted some of our customers. We want to help. There are a number of ways in which we may be able to support you:. This may include setting up a repayment plan, or placing a temporary hold on your account so you have some time to seek independent financial support. These options may impact your ability to obtain credit in the future, and if you track your credit score, you might find it starts to decrease.
More information around what to expect when you contact us, independent debt advice, and how to access our online affordability tool can be found by visiting our Struggling financially page. There is a range of support on offer from third parties outside of the bank. These services are available online or by telephone, and some services may also be available face-to-face.
If you are struggling with your finances, you can get free debt advice. We partner with PayPlan a third party company , who can offer you free confidential advice for all of your debts. Start your journey with PayPlan. Citizens Advice Free advice on debt, benefits, housing, legal matters, employment and general consumer advice. Money Advice Service Free Money Navigator tool which gives you action plans based on your own situation.
National Debt Line Free and confidential advice on debt. If we agreed an interest free period on your overdraft as part of the coronavirus support on or before 31st March , this will apply to your arranged overdraft for a period of 3 months from the date of your application.
Compare your contractual and temporary reduced rate. Please visit the What further support is available? If you do nothing about your financial situation then there is a risk that it could get worse. The interest free amount only applies to arranged overdrafts. However, the temporary reduced interest rates are applicable to both arranged and unarranged overdrafts. The temporary lower levels of interest are the overdraft interest rates we are offering to customers to support those financially impacted by the coronavirus pandemic.
This rate depends on the account type you hold with us and is lower than the standard rate in your account terms and conditions.
Overdraft details. What you'll pay. How to apply. Common questions. Apply in branch or over the phone. About our business overdraft. Pay interest only on the amount you borrow No set minimum to pay back each month Ideal for unexpected bills or emergencies Security may be required.
Flexible monthly payments. No set minimum payments. Boost and manage cashflow. Boost cashflow for unexpected costs. What fees and rates apply to overdrafts? Overdraft amount. Arrangement fee. The interest rate for an overdraft will be specifically catered for your business and you will be informed of this prior to completing your application.
Common questions about Business Overdrafts.
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